Financial Planner / Adviser

Job Description

Financial Planners, also known as Financial Advisers, are professionals who assess the comprehensive financial situation of individuals, families, and businesses, offering strategic guidance on a multitude of financial decisions spanning investments, tax optimisation, insurance, and retirement planning. As a Financial Planner, you undertake a critical role in empowering individuals and families to realise their financial dreams and secure their future prosperity.

Your expertise encompasses a broad spectrum of financial domains, including intricate investment strategies, nuanced tax planning strategies, and meticulous retirement planning tactics. By leveraging this knowledge, you craft bespoke financial plans meticulously tailored to the unique circumstances, goals, and aspirations of each client.

Beyond simply recommending investments, Financial Planners act as trusted partners, working closely with clients to chart a path towards both short-term milestones and long-term objectives. This may entail creating strategies to fund educational expenses, accumulating wealth for retirement, or safeguarding assets through insurance vehicles.

Your role extends far beyond mere financial analysis; you serve as a mentor and guide, providing ongoing support and education to empower clients to make informed financial decisions throughout their lifetime. Whether it's navigating market fluctuations, adjusting investment allocations, or optimising tax liabilities, you're dedicated to ensuring that your clients remain on track to achieve their financial goals, adapting plans as circumstances evolve.


Financial advisors typically need a bachelor’s degree. Although employers usually do not require personal financial advisors to have completed a specific course of study, a degree in finance, economics, accounting, business, mathematics, or law is good preparation for this occupation. Courses in investments, taxes, estate planning, and risk management are also helpful.

Gain certification with a recognised organisation such as the Financial Planning Association of Australia (FPA). While certification is not mandatory for financial advisors, it improves your career prospects and earning potential.


  • Analytical
  • Autonomy
  • Articulate
  • Interpersonal
  • Communicator
  • Persuasive
  • Self-Motivator
  • Thorough

Key Skills

  • Computer Skills
  • Planning
  • Sales Experience
  • Superannuation
  • Investments
  • Compliance
  • Financial Services

Future Prospects

Being a financial advisor can open up other possible career paths and options for advancement. For financial advisors who have developed expertise in a specific area of investing or client service, becoming a specialist at either a regional or national level within a firm is possible.

  • Financial Planner
  • Financial Analyst
  • Business (financial) Owner
  • Branch Manager